Skip to content
Personal-Loans-Logo-nz.png
  • Home
  • About Us
  • Contact
  • Privacy Policy
Guides
Guides
Personal-Loans-Logo-nz.png
  • Home
  • About Us
  • Contact
  • Privacy Policy
Business Car Loan

Business Car Loan

Leave a Comment / Business Loans, Car Loan

Beginner Guide to Business Car Loans Looking for a business car loan? We can help you get the financing you need to keep your business running smoothly. Whether you’re looking for a new car for your business or need to finance an existing vehicle, we can help. Lets look at the ins and outs of […]

Business Car Loan Read More »

selling a financed car in New Zealand

Selling a Financed Car

Leave a Comment / Car Loan

Beginner Guide to Selling a Financed Car When you finance a car, the corresponding loan is attached to the vehicle. This means that if you sell the car, you will still owe the remaining balance on the loan. In order to sell a financed car in New Zealand, you will need to pay off the

Selling a Financed Car Read More »

Bad Credit Beneficiary Car Loans NZ

Beneficiary Car Finance NZ

Leave a Comment / Beneficiary Loans, Bad Credit Loans, Car Loan

Beginner Guide to Bad Credit Beneficiary Car Loans NZ – Bad Credit Beneficiary Car Loans in New Zealand are designed to help people with a poor credit history get behind the wheel of a new car. Our team of financial experts can help you get the car you need, even if you have a bad

Beneficiary Car Finance NZ Read More »

Rent To Own Cars in New Zealand

Rent To Own Cars

Leave a Comment / Car Loan, Bad Credit Loans

Beginner Guide to Rent To Own Cars Renting to own a car is a great way to get your own set of wheels without having to go through the hassle of getting a car  loan. You can often get a lower monthly payment by renting to own, and you don’t have to worry about your

Rent To Own Cars Read More »

Pay weekly cars bad credit in New Zealand

Pay Weekly Cars

Leave a Comment / Car Loan, Bad Credit Loans

Pay weekly cars with Bad Credit Looking for a car but have bad credit? Look no further than pay weekly cars bad credit in New Zealand. You can drive away in your new car sooner than you think. Lets look at how and here to get pay weekly cars even with bad credit in NZ. 

Pay Weekly Cars Read More »

dealership car financing in New Zealand

Dealership Car Financing

Leave a Comment / Car Loan

Beginner Guide to Dealership Car Finance Dealership car financing in New Zealand is a great way to get the vehicle you need. There are many dealerships that can offer you financing options, so finding the right one for you can be a challenge. Here are some tips to help you find the best dealership car

Dealership Car Financing Read More »

refinance car loan nz

Refinance Car Loan

Leave a Comment / Car Loan

Car Loans # Refinance car loans to pay of your loans faster. Auto refinancing can be a great way to save money on your car loan. If you qualify for a lower interest rate, you may be able to lower your monthly payment and save money on interest over the life of the loan. Lets

Refinance Car Loan Read More »

loans for the unemployed with bad credit in New Zealand

Bad Credit Loans For Unemployed

Leave a Comment / Bad Credit Loans, Unemployment Loans

Bad Credit Loans For Unemployed : Loans for the unemployed with bad credit in New Zealand are not as difficult to find as one might think. There are a number of companies that offer these types of loans and they are willing to work with people who have less than perfect credit. The key is

Bad Credit Loans For Unemployed Read More »

Travel Loans For Students

Travel Loans For Students

Leave a Comment / Travel Loans

Travel Loans For Students If you’re a student in New Zealand, there are a few options available to you for travel loans. ANZ, Kiwibank, and ASB all offer travel loans specifically for students. You can compare their terms and conditions to find the best option for you. Lets look at how and where to get

Travel Loans For Students Read More »

Travel Loans Interest Rate and Fees

Travel Loan Rates and Fees

Leave a Comment / Travel Loans

Travel loan Interest Rates Looking to travel soon? Need money ? Then getting a travel loan is your best option. There are plenty of finance companies that offer travel loans in New Zealand. Finding the right lender with the best rates and lowest fees is the key. We have sourced out some of the best

Travel Loan Rates and Fees Read More »

Post pagination
← Previous 1 … 3 4 5 … 9 Next →

Categories

  • Bad Credit Loans
  • Beneficiary Loans
  • Boat Loans
  • Budgeting and Financing Tips
  • Business Loans
  • Buy Now Pay Later
  • Car Loan
  • Credit Cards
  • Credit Score
  • Debt Consolidation Loans
  • Hardship Loans
  • Loan Shark
  • Medical Loans
  • No Credit Check Loans
  • Pawn Loan
  • Pawnshop Loans
  • Payday Loans
  • Personal Loan Consolidation
  • Personal Loans
  • Secured Loans
  • Student Loans
  • Travel Loans
  • Unemployment Loans
  • Unsecured Loans
  • Wedding Loans
Personal Loans Logo nz

Personal loans in New Zealand can be a great way to get the money you need to make a large purchase, consolidate debt, or cover an unexpected expense. Whether you’re looking for a personal loan with low interest rates, flexible repayment terms, or a loan that can be used for a variety of purposes, We are here to help you.

Annual Percentage Rates ( APR)

The personal loan providers that we work with have Annual Percentage Rates (APRs) that start at 6.99% and go up to a maximum of 39.99%. APR includes the interest rate plus any additional fees associated with the loan. The fees vary by lender, but can include origination fees, documentation charges, closing fees, late payment fees, and early repayment fees.

Example of the Total Cost

If you borrow $40,000 over a repayment term of 60 months at an AIR of 6.99% p.a., your total minimum repayments will be $48,240 (made up of $40,000 principal, interest charges of $7,646, establishment fee of $200, adviser fee of $395). However, you may choose to make extra repayments on top of this amount, which will reduce the total amount of interest you pay.

Repayment Terms

When taking out a personal loan, you should consider the repayment terms and the APR. The repayment terms are the length of time you have to repay the loan, and the APR is the interest rate you will be charged on the loan. Loan tenure offered by our personal loan providers range from 12 months (1year) to a maximum of 84 months (7years).

Copyright © 2025 Personal Loans

Personal-loans.co.nz