Travel Loans Interest Rate and Fees

Travel Loan Rates and Fees

Travel loan

Interest Rates

Looking to travel soon? Need money ? Then getting a travel loan is your best option. There are plenty of finance companies that offer travel loans in New Zealand. Finding the right lender with the best rates and lowest fees is the key. We have sourced out some of the best companies that allows  kiwi’s to borrow money for travel. Check them out and compare rates and fees and see which one is right for you. 

01 :

DTR : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Interest rates : Interest rates range from 9.95% pa through to 29.95% pa variable determined by credit risk. Their APR (which includes interest rates and mandatory fees) ranges from 15.04% to 35.28%

  • Loan Fees : Each loan carries an establishment fee up to $210, which is added to your approved loan amount

  • Loan terms : Minimum term 12 months. Maximum term 60 months. Security and contents/vehicle insurance may also be required. 

02 :

ANZ : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Interest rates : The current personal loan interest rate is 12.99% p.a. (comparison rate 14.24% p.a.), however this rate is subject to change without notice.

  • Loan Fees : ANZ does not charge any upfront or ongoing fees on personal loans. However, other fees and charges may apply, such as late payment fees.

  • Loan terms : Minimum loan amount $5,000. Maximum loan amount $50,000. Loan terms from 1 to 7 years.

03 :

Westpac : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Interest rates : The current personal loan interest rate is 12.99% p.a. (comparison rate 14.24% p.a.), however this rate is subject to change without notice.

  • Loan Fees : WESTPAC does not charge any upfront or ongoing fees on personal loans. However, other fees and charges may apply, such as late payment fees.

  • Loan terms : Minimum loan amount $5,000. Maximum loan amount $50,000. Loan terms from 1 to 7 years.

04 :

YES Finance : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Interest rates : Interest rates range from 9.95% p.a. to 29.95% p.a. (9.95% p.a. comparison rate*) Loan

  • Fees : $250 Establishment Fee and $8 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $30,000. Loan terms from 12 to 60 months.

05 :

Harmoney : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Interest rates : Interest rates start at 9.95% p.a. (9.95% p.a. comparison rate*)

  • Loan Fees : Harmoney does not charge any upfront or ongoing fees on personal loans. However, other fees and charges may apply, such as late payment fees.

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $30,000. Loan terms from 12 to 60 months.

06 :

GEM Finance : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Interest rates : Interest rates start at 10.95% p.a. (10.95% p.a. comparison rate*)

  • Loan Fees : $250 Establishment Fee and $8 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $50,000. Loan terms from 12 to 60 months.

07 :

Instant Finance : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : Interest rates start at 10.95% p.a. (10.95% p.a. comparison rate*)

  • Loan Fees : $250 Establishment Fee and $8 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $50,000. Loan terms from 12 to 60 months.

08 :

My Finance : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : Interest rates start at 10.95% p.a. (10.95% p.a. comparison rate*)

  • Loan Fees : $250 Establishment Fee and $8 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $50,000. Loan terms from 12 to 60 months.

09 :

Nectar : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : Interest rates start at 8.95% p.a. (8.95% p.a. comparison rate*)

  • Loan Fees : $250 Establishment Fee and $8 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $30,000. Loan terms from 12 to 60 months.

10 :

MaxLoans : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : Interest rates start at 10.95% p.a. (10.95% p.a. comparison rate*)

  • Loan Fees : $295 Establishment Fee and $8.95 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $40,000. Loan terms from 12 to 60 months.

11 :

The Lending People : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : Interest rates start at 10.95% p.a. (10.95% p.a. comparison rate*)

  • Loan Fees : $250 Establishment Fee and $8 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $50,000. Loan terms from 12 to 60 months.

12 :

TSB : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : The current personal loan interest rate is 13.95% p.a. (comparison rate 15.24% p.a.), however this rate is subject to change without notice.
  • Loan Fees : TSB does not charge any upfront or ongoing fees on personal loans. However, other fees and charges may apply, such as late payment fees.
  • Loan terms : Minimum loan amount $5,000. Maximum loan amount $50,000. Loan terms from 1 to 7 years.

13 :

AA Money : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : The current personal loan interest rate is 14.95% p.a. (comparison rate 16.24% p.a.), however this rate is subject to change without notice.

  • Loan Fees : AA does not charge any upfront or ongoing fees on personal loans. However, other fees and charges may apply, such as late payment fees.

  • Loan terms : Minimum loan amount $5,000. Maximum loan amount $50,000. Loan terms from 1 to 7 years.

14 :

Loans One : Travel Loans

Loan Type : Personal Loan to pay for travel Loan

  • Loan Interest rates : Interest rates start at 10.95% p.a. (10.95% p.a. comparison rate*)

  • Loan Fees : $250 Establishment Fee and $8 Monthly Account Keeping Fee

  • Loan terms : Minimum loan amount $2,000. Maximum loan amount $50,000. Loan terms from 12 to 60 months.

Note : Loan rates and fees are subjected to change without notice, so please check the loan rates and fees from the lenders before you apply. 

Need Help With Travel Loans ?

Let us help you get travel loans in New Zealand. Be our next success story !

Sara @ Personal Loans .co.nz

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